Welcome to Great Financial Planning – where you can get professional help to take control of your money, eliminate financial stress and secure the future you want.
From saving for a home, protecting a growing family, planning for a comfortable retirement, to enjoying secure retirement – whatever stage of life you are in, Great Financial Planning will advise you of the steps to take to improve your financial future. We take the time to understand your personal and financial goals.
We start by clarifying our fee structure and explaining the different ways we can help. Then we analyze your goals and compare them to your current situation. Then we develop a financial plan designed to achieve those goals.
The financial planning process will be unique for each person, but the major steps are:
1. Get to know you: Assess your needs and wants, goals and aspirations, financial background and expectations.
2. Research your financial position: income and expenses, assets and liabilities, existing investments and accounts.
3. Investigate and evaluate available products and strategies to formulate a financial plan that is in your best interests.
4. Present a strategy for how we can improve your financial future and achieve your goals: the ‘Statement of Advice’. You are in control and make the decisions.
5. Implement ‘the plan’ and stick with you along the journey: providing regular updates, ongoing advice and support. We’re here to help!
Whether you are...
JUST STARTING OUT:
We will work with you to get the fundamentals right – establish good habits and disciplines that lay the foundation of a secure future. Financial planning is essential for anyone wanting to achieve – often our wealthiest clients are not the ones earning the most, rather it is those that make the most of what is available to them. Even modest income earners can ensure a secure future with the right strategy and team. You situation will be unique, so our strategies are completely tailored to your situation and goals. Before we develop your strategy, we take into account your:
• Income, budget and available funds
• Risk tolerance and response to fluctuating asset values
• Tax position
• Goals and timeframe – when will you need funds and for what purposes
You are working hard, but is your money working hard for you? Are you missing out on financial opportunities? Now is the time to a take a close look at your situation, get expert advice, and take it to the next level. While you may be earning good money and have accumulated savings and investments, you suspect things could be even better, or just want a second opinion if you are on the right track. Now is the time to get debts under control, stop wasting tax, ensure your family is taken care of, and set yourself up for the future you want.
Your goals might be:
• Paying down debts
• Saving for goals like education, holidays, or your retirement
• Purchase a new investment asset
• Reduce unnecessary taxes
• Implement suitable retirement savings
• Review your estate planning strategy
Hopefully it’s time to take your foot off the pedal and enjoy the fruits of your labour. Or perhaps you are wondering when you will be able to retire with the lifestyle you want. At this important stage of life it is critical to get the right advice and make the right decisions to ensure your money will see you through the rest of your life.
Ralph Morgan is your friendly, local financial adviser located in Frenchs Forest. I provide a unique, completely personalised investment plan, tailored for your financial goals and current circumstances. I work closely with you to identify your unique financial situation, and then develop effective strategies that allow you to achieve your financial goals and protect your assets and lifestyle. I make house calls and have flexible hours. Please phone (0412 755 966) for a chat or to book a free initial meeting.
My aim as dedicated professional who cares about your financial future is to provide you with a lifetime of financial care. Whether you’re starting out, nearing the end of your working life or somewhere in between, I will work with you to ensure your tailored and strategic financial plan grows and adapts with you.
I am not obligated to sell any particular product and can offer a number of options, allowing you to make an educated decision based on comprehensive research. With a postgraduate degree in astrophysics, I take a scientific approach to financial planning advice whilst maintaining a highly personalised service.
Great Financial Planning provides the following services:
– Wealth Creation
– Superannuation/ SMSF
– Salary Sacrificing
– Personal Insurance
– Tax Effective Strategies
– Debt Management
– Redundancy Advice
– Retirement Advice
– Estate Planning
By choosing Great Financial Planning you will get personalised financial advice that is custom tailored to your unique needs and goals, situation, preferences and challenges. Whatever you goals are, we can help you achieve them. For example, if you are looking to buy a home, we’ll find the right finance for you at the right rate. If you’re looking at investing, we’ll find the right investments that create wealth within you current means, and are appropriate to your risk profile. And as your life changes, we’ll help you change those investments as needed to continue creating wealth and income for you, as you grow. You financial plan will be a living document that adapts to changing circumstances and is always aligned with your aspirations.
At Great Financial Planning we have a great team working behind the scenes to give you advice that is both expert and individual. They include finance, superannuation and insurance experts, property, share market and alternative investment specialists, as well as accountants and tax and legal advisers. And through our team-based approach we’ll make sure it all ties together. All managed by your personal financial adviser, Ralph Morgan, who has over twenty-five years of experience in the financial services industry. He will spend the time to get to know you and your goals, financial situation and needs in great detail, then research options and develop a financial strategy that is in your best interests. He will prepare a financial plan that is designed just for you, and once you are happy with it, he can implement the plan on your behalf and manage your investments on an ongoing basis. As your trusted guide, we will help you navigate the road and head, get you off to a good start and continue to help you make the most of your financial future. All for as little as $2 a day!
So, why wait? Book a confidential and obligation free meeting with Ralph by phoning 0412 755 966 to arrange the initial meeting at our expense.
This website is published by Ralph Morgan. Ralph Morgan AR 1272665 is an authorised representative of Wealth Today Pty Ltd (ABN 62 133 393 263), AFSL 340289. The information contained in this website and any of the resources available through it including eBooks, fact sheets and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon as) personal advice. No investment objectives, financial circumstances or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.
Under no circumstances will any of Ralph Morgan, Wealth Today Pty Ltd, its officers, representatives, associates or agents be liable for any loss or damage, whether direct, incidental or consequential, caused by reliance on or use of the Content. This Content is restricted to Australian residents and is for the intended recipient only. From time to time, Ralph Morgan may hold interests in or transact in companies or products mentioned herein, and may receive fees or other benefits, in connection with the making of any recommendation or facilitating a transaction in such companies or products.
It is never too early to get started on your investment plans. Tell us more about your goals, and we will get you started on a plan to achieve them.
18 Cobb Street, Frenchs Forest New South Wales 2086, Australia
Monday - Friday: 9am - 5pm
Saturday - Sunday: By appointment